There are a variety of evidences that prove that growing up in low-income and poor neighborhoods can have negative effects on children and can also affect their life chances. Many pieces of research had shown that there have been significant improvements in the mental health of many people when they were moved from low income apartments to high income based apartments.

In this article, you will mainly learn about how to explore various resources and opportunities for tenants that need low income apartments. In addition to that, you will also learn how to offer cheap apartments for rent. If you are a real estate investor, you can participate in assisting those with low incomes to find housing where they get to pay subsidized rents.


What Are Low Income Apartments?

If you are a real estate investor or a landlord, it is essential for you to research a bit before you enter the market to rent to Section 8 tenants. There are various pros and cons that you need to be aware of before you start leasing. This will help you to stay clear of all the problems. However, it is also important to know a bit about low income tenancy in general.

There are many people in the USA that need help to find affordable housing. Hence, most of them turn towards the housing program for Section 8 tenants offered by the US Government. The Government connects those tenants with landlords that can offer them decent houses to live in for rent.


The US Government thus offers a housing choice voucher to people with low incomes. According to the official site of,

With a housing choice voucher, you can find your own private housing to rent. Housing choice vouchers can pay for all or part of the rent. The vouchers are for families with low incomes, seniors, and people with disabilities. You can use them for privately owned single-family homes, townhouses, and apartments.”

For a family to become eligible for Section 8 tenancy for low income apartments, they need to be eligible for it. The individuals need to earn 50% of the median income of the area or less to qualify as low-income earners. Furthermore, one with less than 30% is considered a very low-income earner as per the tenancy process.

Who Is A Section 8 Landlord?

As per the Housing Act of 1937, a landlord can offer decent housing and lease cheap houses for rent to low-income people and other vulnerable members of society. As per the 2019 data provided by National Center for Health in Public Housing, almost 4.5 million residents in the United States reside in Section 8 housing. Furthermore, almost half of this group falls under very low-income category, earning as low as 30% of the median income of the nation.


The US Department of Housing and Urban Development offers a Section 8 Housing Choice Voucher program, where the government vouchers housing through local public housing agencies. The Government, through US HUD, funds the local private agencies and landlords.

How To Rent A House Or Low Income Based Apartments Near Me?

If you are a landlord and you want to rent your house as a low-income apartment to low-income tenants, then there are various steps that you need to follow. Firstly, the public housing agencies supply the applicants with the vouchers that they require. Although it might take some time at first, it helps in looking for qualified housing once the applicant has the voucher.

Rent A House

Step 1: Look For The Voucher From The Applicant

Once the applicant gets the voucher after their approval, the applicant will check your property. Once the applicant is interested, ask the applicant to show the voucher. Then, you can enter the chargeable amount.

Step 2: Complete The Tenancy Approval Form Request

Once the tenant chooses you and shows the voucher, you will need to complete the tenancy approval form, also known as the RFTA/RTA form. Here, you will need to enter basic details like address, rent, details about the place, as well as costs of the utility. The form is available on the website of your local PHA.

Step 3: Consider Screening The Tenant Applicant

It is also important for you to screen the applicant, despite the fact that the local PHA has screened the applicant. You have to consider the fact that they are tenants at the end of the day.

Step 4: Allowing The Local PHA To Review The Form

Once you have completed the RFTA form and have gained access to rent your property, you will have to ask the applicant to return to the local PHA so they review the form. The PHA basically reviews the form to ensure that the costs and other details are reasonable enough.

Step 5: Allowing The Local PHA To Inspect The Housing

After the local PHA reviews the form, they will contact you. You will then need to schedule an inspection of your property so that the property meets the required criteria for tenancy. Try to adhere to the requirements of the agency.

Step 6: Agreeing On The Rent With The Local PHA

The agency will always try to ensure that the tenant is able to afford the proposed amount. As per the voucher, the tenant has to pay 30% of his own income for rent and other utilities. The rest of the amount is covered by the rent. Hence, the agency will approve the rent.

Step 7: Signing The Lease

After everything is agreed upon and approved, all the involved parties can sign the lease. As a landlord, you have to sign the Housing Assistance Payments Contract too, which will enable you to receive the subsidy directly. Here, you will also have to promise to maintain the decency of the play for proper living.

Summing Up

Hope this article was helpful for you in giving you a better idea about how to lease your properties as low income apartments for low-income earners or Section 8 tenants. If you want to lease your property, try to contact your nearest PHA to collaborate with them. Do you think the property-leasing process must be simplified? Share your opinions in the comments box below.

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